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Key Person Disability Insurance

Attract and Retain Key Employees by Protecting Their Most Valuable Asset -  Their Income.

Most Key Employees at Most Companies are Severely Under-Protected in the Event of Disability Because:

  • Commissions, bonuses, and other forms of incentive pay aren't usually covered under traditional group LTD (Long-Term Disability Insurance)

  • Traditional group disability insurance typically only pays 60% of an employees' compensation, up to a specified maximum benefit, and that usually falls well short of the needs of highly paid professionals.

  • If the group LTD is employer-paid, as it often is, then the benefits are taxable, bringing the maximum benefit payment down even further.

Get a Quote

We'll Help Fix The Income Gap For Your Key Employees

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We Make it Easy to Offer Key Person Disability Insurance

We help businesses secure key person disability insurance for their employees. Our experts will:

  • Find the right coverage with a highly rated insurance carrier
  • Negotiate rates
  • Offer guidance on plan design and coverage options
  • Help with open enrollment
  • Provide ongoing support

Fill a Key Need

  • Employees recognize the value of disability insurance coverage and they want employers to offer it at work.
  • Offer protection that goes beyond traditional plans by encompassing the totality of an employee's compensation, safeguarding their lifestyle and financial obligations.

Did You Know?
Key Person Disability Insurance

Offering disability insurance shows your commitment to the health and security of your workforce.

We'll help you secure this valued benefit to attract, retain, and reward your key talent which enables business growth and provides peace of mind and a better quality of life for employees and their families.

Why Choose Us?

  • Custom Coverage: We understand every organization is unique, and so are your insurance needs. We work with you to craft the perfect plan.
  • Expert Advice: Our team of experienced brokers guides you through the entire process.
  • Affordable Plans: We help you get the best value for your money while offering employees the protection they deserve.
  • Exceptional Customer Service - Our team genuinely cares about our clients and their success. We act as an extension to your team, help as much as we can, and make recommendations with your best interests in mind.

 

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