When commercial food companies choose Connor & Gallagher OneSource to protect their business, they get much more than just insurance. They get a team of experts working to help improve workplace safety, reduce risk and ultimately help increase profitability. We offer services and materials that directly relate to the unique needs of the food business.
Food Equipment Contamination Cleanup
In the event of direct physical loss caused by a covered peril, this endorsement offers coverage to pay necessary expenses incurred to clean contaminated food preparation equipment to religious standards.
Food Contamination and Product Adulteration
Offers coverage for direct physical loss or direct physical damage to business personal property, including business personal property the policyholder may have sold but not delivered, if the policyholder cannot sell it or use it because it contains a contaminant introduced during the processing or manufacturing operation.
Property in Transit
Includes refrigeration breakdown.
Lock re-keying or Replacement
Contaminated Food Product
For losses related to change in taste, texture, finish or color, including any contamination caused by animals, birds, vermin, rodents, or insects.
Food Product Testing
For actual costs incurred to test food products.
Research and Development Costs
For fixed costs incurred by a research and development operation which does not directly produce business income.
For additional costs and expenses incurred to purchase and deliver water by an outside supplier or vendor to continue "operations" following a loss of water supply.
Accidental Marring or Scratching of Mods, Dies, Patterns or Plates
Coverage includes these items owned by the policyholder as well as those in policyholders' care, custody and control.
For direct physical loss or damage as a result of a covered cause of loss to prototypes related to research and development operations.
For reasonable costs incurred for auditors, architects, accountants and engineers for a covered loss.
Damage to fruit bins or nut bins as a result of loss or damage caused by a covered peril.
Losses and expenses incurred due to loss of purity in policyholder's milk due to a foreign substance mixing or coming in contact with this milk.