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What to Know From CGO

Important News Impacting Employers From the Last Month.

Compliance

Keeping up with compliance developments can be difficult and time-consuming. This quarterly update highlights recent legal developments to help your organization stay on top of new requirements and minimize compliance risks.

Business Insurance, Risk Management & Workplace Safety

  • CPR Certification Training [August 19] - You may send up to 5 employees. Reply to this email to RSVP
  • 2026 Commercial Insurance Midyear Market Outlook [PDF]
  • D&O Insurance Coverage Gaps in M&A Transactions [PDF]
  • Independent Contractor Misclassification and Management Liability [PDF]
  • What to do in the First 24 Hours After a Commercial Property Loss [PDF]
  • Cyber Liability - Mitigating Password Threats [PDF]

Employee Benefits

  • Turning Medicare Education Into a Cost-Containment Solution [Webinar]
  • 2026 Midyear Employee Benefits Outlook [PDF]
  • DOL Issues Updated Model Employer CHIP Notice [PDF]
  • Creditable Coverage Determination Method Comparison Chart [PDF]
  • Open Enrollment 2027 - Benefit Notices [PDF]

HR & Payroll

  • RPO vs. Staffing Agencies: Which Hiring Solution Is Right for Your Business?  [Webinar]

  • Updated State Paid Family and Medical Leave Guide [PDF]

  • 2026 Midyear HR Market Outlook [PDF]
  • 4 Midyear HR Trends to Monitor [PDF]
  • Overview of State Personnel File Access Laws [PDF]
  • DOL Addresses Compensability of Meal Periods When Employees Voluntarily Leave Worksite [PDF]
  • DOL Addresses Overtime Implications for Exempt Employees Performing Additional Hourly Work [PDF]

Company Retirement Plans

  • Most Employer Contributions to Trump Accounts Will Not Trigger ERISA Oversight [Article]
  • Trump Accounts Now Live and Accepting Contributions [Article]
  • How to Pick a Pooled Employer Plan (PEP) [Article]

Financial Planning & Wealth Management

  • The Medicare Alphabet Soup and What You Need to Know [Webinar]
  • Quarterly Capital Markets Review and Outlook [Video]
  • 3 Retirement Tax Traps That Can Destroy Generational Wealth [Article]
  • Key Person Insurance Coverage Objectives and Issues [Blog]
  • This Year's Retirees to Spend $185k on Medical, Healthcare Costs, per Fidelity [Article]

Home and Auto Insurance

  • August Newsletter: Steps to Take After a Storm Damages Your Home - Who Needs to be Listed on Your Auto Insurance Policy [PDF]

Recent State Law Updates

  • Alaska Enacts Payroll Card Account Requirements
  • California's Minimum Wage Rate to Increase on Jan. 1, 2027
  • Colorado Enacts New Extreme Temperature Protections for All Workers
  • Colorado Expands Voting Leave Law
  • Colorado Imposes Employer Obligations Related to Employee Identity Documents
  • Illinois Bans Disparate Impact Discrimination
  • Minnesota Adopts New Rules for Earned Sick and Safe Time
  • New Jersey Confirms Job Protection for Employees Receiving State Insurance Benefits
  • New York City Issues Executive Order on Worker Heat Protections
  • New York City Adopts Rules on Safe and Sick Time

Please note - we've done our best to include recent major city and state legislative updates from the last month but this list is not intended to be all-encompassing of every change that has occurred. 
What can we do for you?
Insurance | Benefits | HR & Payroll | Financial 
We are all here to assist you. Reach out to your team directly or contact us at our general email inbox or phone number to be directed to the appropriate person.
 www.GoCGO.com 
630.810.9100
750 Warrenville Rd. Lisle, IL 60532
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This newsletter has been carefully developed and curated by the experienced professionals at CGO and we do our best to include major updates and news. However, this communication is not intended to be all encompassing of every news item and compliance matter. This newsletter is not a legal document and should not be construed as legal opinion. CGO will accept no liability for the use of these opinions in the workplace.

Connor & Gallagher OneSource, 750 Warrenville Road, Suite 400, Lisle, Illinois 60532, 630.810.9100

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