Est 1997

PEO Alternative

With a PEO you pay a percentage of wages. That means your PEO makes money off you for any overtime, vacations, commissions, and bonuses you give to your employees. By taking the fat out of the PEO pricing structure, we create substantial cost savings with total transparency and superior service delivery.

Insurance | Benefits | 401(k) | HR & Payroll | Recruiting

We offer everything a PEO does, but on an à la carte menu.

You pick the services you want to be included in your package. This gives you more options and saves you money.

How it Works

Testimonials

What Our Customers Are Saying

“Several years ago we researched a variety of vendors to help with our HR requirements as we were growing rapidly. We interviewed PEO firms, payroll only firms, accounting firms, etc. When we came across Connor & Gallagher OneSource offering an ASO model where we could house all our HR requirements under one roof and maintain better control, we onboarded. Since then, several years later, they have proven to provide consistent professional help through our rapidly growing business. They don't get tired of our new hires and onboarding, which they lead for us. Having all the HR roles under one roof with CGO has helped us focus on scaling our growth, profitably.”

Same Service Bundle Without the Bloated Costs

With a PEO you pay a percentage of wages. That means your PEO makes money off you for any overtime, vacations, commissions, and bonuses you give to your employees. By taking the fat out of the PEO pricing structure, we create substantial cost savings with total transparency and superior service delivery.

PEO Savings-1
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Complimentary PEO Cost Savings Comparison

Let our team conduct a complimentary PEO assessment and show you how much control, flexibility, and potential savings your organization could gain with a customized alternative.

Real Transparency

Under our PEO alternative (which we call our ASO model), you know exactly what your costs are. Payroll taxes, insurance premiums, and administrative service fees are broken out by line item on a single invoice.

PEO Alternative

Exceptional Service

When you and your employees need help you'll have the direct contact information of your knowledgeable HR representative, employee benefits consultant, 401k advisor, and business insurance consultant. We have expert consultants and specialized support teams in each of these areas. Our team is helpful, friendly, and here to support you.

We scored in the top percentile of Net Promoter Scores (NPS) during our annual client satisfaction surveys for 2023, 2024, 2025 & 2026.

2026 Net Promoter Score NPS Graphic
Why Our Model

How We Compare to a PEO

First, our service delivery looks and feels the same. Your internal administrative and HR responsibilities do not change and might be even further reduced with our state-of-the-art Human Resource Information System (HRIS). With our alternative PEO model your employees are reported under your FEIN. This provides you with greater overall flexibility and Lower State unemployment taxes. As a leading provider of Property and Casualty Insurance and employee benefits serving over 2,000 clients, our benefits group can place you with the insurance carriers of your choice and provide more plan options, including BlueCross Blue Shield.

Our Risk Services Group can place your worker's compensation coverage in the open market at much more competitive rates with one of over fifteen A-rated insurance carriers we represent. We can also do the same thing with your 401k plan.

The Perfect Combination of Technology & Expertise

One Invoice and Everything in One Place

Our state-of-the-art HRIS Technology combined with our in-house experts in the areas of insurance, risk management, employee benefits, HR and payroll administration, and retirement planning will revolutionize the way you are managing these functions. These new operating efficiencies will result in improved business performance while enhancing the human capital experience.

FAQs

Frequently Asked Questions

Many organizations outgrow their PEO and seek:

  • Greater control over HR and employee decisions

  • More flexibility in benefits design

  • Improved reporting and technology

  • Lower administrative costs

  • Direct ownership of employee relationships

Yes. A PEO alternative can provide HR consulting, employee relations guidance, handbook support, compliance assistance, recruiting resources, and HR technology without requiring co-employment.

A PEO alternative provides access to payroll, HR, benefits, compliance, and risk management services without requiring a co-employment relationship. Unlike a PEO, you maintain full control over your employees, tax IDs, and company policies while still receiving expert support. The concept of a PEO generally involves a co-employment relationship for payroll, HR, workers' compensation, and compliance administration.

No. Employers can secure competitive medical, dental, vision, life, disability, and voluntary benefits through an independent benefits consultant while maintaining full control over plan design and carrier selection.

Often, yes. While every situation is different, many employers find that separating HR, payroll, benefits, and compliance services gives them greater transparency into costs and eliminates bundled fees that can increase as payroll grows.

Your payroll transitions to a dedicated payroll platform and service team. A properly managed transition ensures employee records, tax information, reporting, and benefit deductions are transferred accurately.

Absolutely. A PEO alternative can provide support for:

ACA compliance

FMLA administration

Employee handbooks

Workplace policies

Federal and state employment regulations

Benefits compliance

With a structured implementation plan, most transitions are straightforward. An experienced advisor manages payroll setup, benefits migration, employee communications, and compliance considerations to minimize disruption.

Yes. In many cases, a PEO alternative offers greater flexibility as your organization grows because services can scale without forcing you into a one-size-fits-all model.

You retain direct ownership of:

Employee records

Benefits decisions

Payroll processes

Company policies

HR strategy

Workers' compensation programs

Organizations that:

Have outgrown their PEO

Want more strategic HR support

Need better reporting and analytics

Desire customized benefits solutions

Want to reduce long-term costs

Prefer maintaining complete employer control

A PEO assessment can compare your current costs, benefits, payroll processes, compliance resources, and service experience against alternative solutions to identify potential savings and improvements.

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