--- title: "Trucking Companies That Also Broker Freight: The Need For Contingent Cargo Coverage" description: "Trucking Companies That Also Broker Freight: The Need For Contingent Cargo Coverage" image: https://www.gocgo.com/hubfs/Transportation%20Insurance.jpg --- [630.810.9100](tel:630.810.9100) --> [HRIS LOG IN](https://www.entertimeonline.com) [CGO on the Go](https://portalv02.csr24.com/mvc/723837312) [![CGO_logo_wService_tagline_v1_24x01547_use_this-2](https://www.gocgo.com/hs-fs/hubfs/CGO_logo_wService_tagline_v1_24x01547_use_this-2.png?width=563&height=250&name=CGO_logo_wService_tagline_v1_24x01547_use_this-2.png "CGO_logo_wService_tagline_v1_24x01547_use_this-2")](https://www.gocgo.com/) [![Connor & Gallagher](https://www.gocgo.com/hs-fs/hubfs/Connor-Gallagher-2016/Image/sticky-logo.png?width=30&name=sticky-logo.png "Connor & Gallagher")](https://www.gocgo.com/) [REQUEST A QUOTE](https://www.gocgo.com/contact#tab1) [REQUEST A QUOTE](https://www.gocgo.com/contact#tab1) [HRIS LOG IN](https://www.entertimeonline.com) [630.810.9100](tel:630.810.9100) # Trucking Companies That Also Broker Freight: The Need For Contingent Cargo Coverage [Back to Blog](https://www.gocgo.com/blog) - Share Article - [![](https://www.gocgo.com/hubfs/Connor-Gallagher-2016/Image/footer-fbicon.png)](https://www.facebook.com/sharer/sharer.php?u=https://www.gocgo.com/blog/trucking-companies-that-also-broker-freight-the-need-for-contingent-cargo-coverage/&title=Trucking%20Companies%20That%20Also%20Broker%20Freight:%20The%20Need%20For%20Contingent%20Cargo%20Coverage&picture=https://cdn2.hubspot.net/hubfs/2149858/Transportation%20Insurance.jpg&description=Trucking%20Companies%20That%20Also%20Broker%20Freight:%20The%20Need%20For%20Contingent%20Cargo%20Coverage) - [![](https://www.gocgo.com/hubfs/Connor-Gallagher-2016/Image/footer-twittericon.png)](https://twitter.com/intent/tweet?source=https://www.gocgo.com/blog/trucking-companies-that-also-broker-freight-the-need-for-contingent-cargo-coverage/&text=Trucking%20Companies%20That%20Also%20Broker%20Freight:%20The%20Need%20For%20Contingent%20Cargo%20Coverage%20https://www.gocgo.com/blog/trucking-companies-that-also-broker-freight-the-need-for-contingent-cargo-coverage/%20via%20@go_cgo) - [![](https://www.gocgo.com/hubfs/Connor-Gallagher-2016/Image/footer-linkedicon.png)](http://www.linkedin.com/shareArticle?mini=true&url=https://www.gocgo.com/blog/trucking-companies-that-also-broker-freight-the-need-for-contingent-cargo-coverage/&title=Trucking%20Companies%20That%20Also%20Broker%20Freight:%20The%20Need%20For%20Contingent%20Cargo%20Coverage&summary=Trucking%20Companies%20That%20Also%20Broker%20Freight:%20The%20Need%20For%20Contingent%20Cargo%20Coverage) - [![](https://www.gocgo.com/hubfs/Connor-Gallagher-2016/Image/share-mailicon.jpg)](mailto:?Subject=Check%20out%20the%20blog%20post%20from%20Connor%20%26%20Gallagher&Body=I%20enjoyed%20this%20article%20from%20Connor%20%26%20Gallagher%20and%20know%20you%20will%20too!%20https://www.gocgo.com/blog/trucking-companies-that-also-broker-freight-the-need-for-contingent-cargo-coverage/) More and more trucking companies are expanding their services to include brokering freight. Traditionally trucking companies would assume their is no liability involved since the freight is being transported by another trucking company. And that contracted carrier is responsible to insure the freight under their cargo policy. Unfortunately, it's not that cut and dry. Since the original contract is with the freight broker their is liability involved on the part of the broker. That is where Contingent Cargo insurance comes into play. Contingent Cargo is secondary insurance that covers some or all of the cost of handling, storing, getting rid of or replacing cargo that's refused, damaged or lost. It pays only if primary insurance doesn't pay out. It is called contingent cargo insurance because it covers unexpected expenses that aren't covered in a primary insurance policy. Contingent Cargo can easily be added to your current Cargo policy as an endorsement. The rating basis is the revenue derived from brokering freight. Their are insurance carriers that may not offer contingent cargo coverage in conjunction with the traditional Motor Truck Cargo policy; however carriers like Travelers, Harleysville, and The Hartford all offer Contingent Cargo coverage. 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