Wise Financial Minds With Your Best Interests at Heart
Our financial planning and wealth management team is committed to ensuring that everything we do is in the best interest of our clients. The special relationship of trust, confidence, and responsibility that comes with being an independent fiduciary can help you feel confident that your financial advisor is truly looking out for you.
From Retirement Planning to Investment Management, we'll help guide you on your financial journey. We will help you better understand your own risk tolerance and design a customized solution with your financial goals in mind.
Who we Help
Individuals
Whether you are just a beginner investor or you are preparing for retirement, our financial professionals can help you navigate your options.
Families
When it comes to saving for your kids’ college education or trying to determine an estate planning strategy, our professionals can help.
Businesses
As a business owner, we can help you navigate choosing investments and retirement plans for your firm and employees.
Process
In order to establish your investment plan we use a specific process.
Gather
To formulate a plan to achieve your financial goals we first need to understand your current financial position. At this initial stage of your investment plan we gather and review all of your important financial statements.
Customize
After we've got a good understanding of your financials, we'll discuss your time horizon and goals. We then put together a customized portfolio to preserve your wealth and potentially grow your assets based on your risk tolerance.
Implement
Technology and communication is ever changing and so are your lives. We implement your investment plan by telling and showing you what will happen and when.
Monitor and Manage
In order for your long and short term strategies to stay on the proper path we regularly review the performance of your portfolio. We stay in regular communication to ensure we're incorporating any new life events or changes to your goals.
Your Financial Planning and Wealth Management Team
Scott Krase Wealth Manager
Josh Kopec Retirement Advisor
Patrick Morrell Portfolio Manager
Tom Mantych Retirement Plan Consultant
Dani Crnkovich Team Coordinator
Solutions for Every Step of the Journey
This process can be applied to a variety of investment options and needs.
Investment Management
We have a consultative process and individualized method to helping clients achieve their financial goals. This approach focuses on the client, their family and what matters most now and in the future. We believe every investor deserves a customized investment strategy and we strive to implement a portfolio best suited to help you reach your financial goals.
Risk Management
When it comes to risk management, we believe in understanding each client’s personal appetite for risk in regards to their investments. It is then through careful portfolio construction, cutting-edge technology, and transparency that we strive to create an environment where your investments are consistently monitored and you are kept you informed at all times.
Trust and Estate Strategies
Proper estate planning strategies are essential when trying to ensure that your wealth passes to your loved ones according to your wishes. By putting together a life planning continuum, we help clients throughout the various stages of their lives – from providing for the children of young families, to representing those clients who are thinking about retirement or already in retirement, to helping clients who have long-term care needs, to taking care of families who have lost loved ones. We help guide you in creating a strategy designed to pass your assets smoothly.
Retirement Planning
Retirement planning and finding retirement income solutions can be a challenging process. We review your current portfolio and sources of income in retirement to design a plan that can help you can reach your retirement and income goals. We design a plan geared toward stability, potential growth, and preservation of principle throughout retirement all while maintaining a level of flexibility in order to accommodate a client’s changing needs.
Long Term Care Planning
Long-term care planning includes a variety of services and supports to meet your personal healthcare needs. As you age, you can feel better knowing there are steps you can take to help ensure that your wishes, both medical and financial, are carried out the way you desire. Advance care planning entails discussing your wishes, completing legal documents and a selecting a health care decision maker.
Tax Planning Strategies
Tax planning strategies are very important when it comes to preserving wealth. It’s integral to passing your wealth to heirs and minimize your tax bill. Tax planning strategies are an integral component to our investment process.
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