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Fitness Club Insurance

Insurance for Fitness Clubs

Specialty insurance program for health clubs and fitness facilities
Exclusive access to premier insurance products and services for fitness facilities and health clubs.

We partner with one of the nation's leading fitness insurance programs to provide unparalleled risk engineering services to lessen the likelihood of claims against your business. When claims occur, the loss mitigation team and risk managers protect your interests while addressing the root cause for potential lawsuits.

The result is an ever-improving risk profile that reduces the frequency and severity of claims which will positively impact your insurance rates down the road.

  • Property
  • Commercial Auto
  • Workers' Compensation
  • Business Income
  • Cyber Risk and Privacy Liability
  • Directors & Officers Insurance
  • Employment Practices Liability
  • Crime
  • General Liability
  • Professional Liability
  • Liquor Liability
  • Umbrella Policy
  • Key Person Insurance
  • Fitness Bonds
Risk Management Services
  • Industry specific risk management and loss control services
  • Claims Data - per location with loss analysis available
  • Resource Center - tools to help better manage fitness facility risks
  • Safety Program - mobile, cloud based loss control platform to improve safety and compliance

Benefits of our Fitness Insurance Program
  • Insurance experts with 20+ years of experience
  • Dedicated customer service team and risk management consultant
  • We can assist with mergers, acquisitions, refinancing and newly developed businesses 
  • Competitive rates
  • Fewer exclusions and limiting language than the competition
  • Ability to handle multiple location / multi-state risks
  • Highly rated insurers

Coverage Through The Leading Health & Fitness Insurance Program Administrator in America

Insurance for:
  • Fitness franchise operations
  • Health clubs
  • Tennis/racquet sports clubs
  • Athletic clubs
  • Gyms
  • Spas
  • And other niche fitness studios

Speak to a Fitness Insurance Specialist

What clients in this industry say

"The CGO team has been a great business partner to us. They are here to assist us in making our business better! We have seen progress in a very short time that we could not have achieved otherwise!"