Est 1997

Employee Benefits Broker

We combine strategic consulting, advanced data analytics, and hands-on administrative support to deliver sustainable, compliant, and cost-effective benefit programs.

Employee Benefits Partnership

Best Employee Benefits Broker

Strategic Benefits, Exceptional Service

Our approach integrates day-to-day service execution with strategic long-term planning to help employers reduce costs, improve outcomes, and maintain competitive benefits in a rapidly evolving regulatory environment.

Testimonials

What Our Customers Are Saying

“CGO is the best insurance broker I have ever worked with!”

Denise C. Director of HR

“I've worked with CGO for almost 10 years now in my prior and current role and I've consistently received great service. Your team always provides patient guidance and quick responses.”

Oksana M. Senior Manager of Growth and Operations

“CGO has gone to bat for us so frequently; CGO is always looking for new ways to help us help our employees!”

Shelly C. Benefits Manager

Our Commitment to You

1) Leave no stone unturned to find savings on your current health and ancillary insurance coverages

2) Advocate on your behalf to insurance carriers and vendors

3) Formulate a multi-year strategic plan to contain costs in the future

4) Keep you in compliance

5) Provide first-class customer service, support, and education

6) Stay accountable for our work

Joe DiPirro

VP of Benefits Operations, 20+ Years of Employee Benefits Experience

Let's Chat

Experience the Difference of Having a Dedicated Benefits Team Working Alongside You Year-Round.

Whether you're looking to reduce costs, improve employee satisfaction, simplify administration, strengthen compliance, or leverage better technology, CGO provides the expertise, resources, and support to help you achieve your goals.

More Than a Broker. A Strategic Benefits Partner.

Managing employee benefits has never been more complex. Rising healthcare costs, evolving regulations, administrative burdens, and employee expectations require more than a broker who simply shops for rates each year.

At Connor & Gallagher OneSource (CGO), we become an extension of your team - providing strategic guidance, day-to-day support, technology, compliance expertise, and long-term planning designed to help your organization attract, retain, and support employees while controlling costs.

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Partnership Highlights

How Employers and Their Employees Benefit From our Partnership

Our approach starts with understanding your organization's goals and identifying opportunities to improve the value of your benefits investment. Through detailed claims analysis, financial modeling, benchmarking, renewal projections, contribution modeling, and market evaluations, we help employers make informed decisions that balance employee needs with financial responsibility.

Whether exploring traditional fully insured plans, self-funding opportunities, alternative funding arrangements, network optimization, or cost-containment strategies, our team delivers actionable recommendations backed by data—not guesswork.

Benefits administration can consume valuable HR resources. That's why our clients receive access to a dedicated service team that knows their organization and is available when they need help. Employees also have direct access to experienced benefits professionals who can assist with enrollment questions, claims issues, provider networks, prescription concerns, coverage explanations, and life-event changes.

For more complex healthcare situations, our claims advocate helps employees navigate the healthcare system and resolve difficult claims issues, improving the overall employee experience.

CGO provides access to modern benefits administration technology through Employee Navigator, including implementation, configuration, training, carrier integrations, payroll integrations, and ongoing support. Our dedicated Benefits Technology Team helps eliminate manual processes, reduce administrative work, improve data accuracy, and streamline open enrollment.

From online enrollment and eligibility management to reporting and employee self-service, we help organizations leverage technology to work smarter and provide a better employee experience.

Keeping pace with ACA, ERISA, HIPAA, COBRA, and other regulatory requirements can be overwhelming. CGO provides ongoing compliance guidance, annual compliance audits, educational resources, legislative updates, and access to compliance expertise throughout the year,

Our goal is simple: help employers reduce risk, stay compliant, and feel confident that their benefits program is operating according to current regulations.

A successful benefits strategy extends beyond insurance. CGO supports employers with wellness program development, employee education, communication strategies, open enrollment support, webinars, seminars, and ongoing resources designed to increase engagement and promote healthier workforces.

By helping employees better understand and utilize their benefits, organizations can improve employee satisfaction while supporting long-term healthcare cost management.

The CGO Difference

What truly sets CGO apart is our combination of strategic consulting, advanced analytics, dedicated service, benefits technology expertise, and proactive support.

We don't just show up at renewal—we work alongside our clients throughout the year, providing ongoing guidance, measurable value, and a clear roadmap for the future. Our philosophy is simple: help employers build benefits programs that are competitive, compliant, cost-effective, and valued by employees.

FAQs

Frequently Asked Questions

Our employee benefits broker clients gain access to subject-matter expertise across all facets of employee benefits. CGO’s team of benefits professionals include senior benefits consultants, data analytics specialists, compliance experts, complex claims specialist, benefits technology team, COBRA manager, employee wellness specialist, and dedicated client support account managers.

Yes! Each client is supported by a dedicated service team structure to ensure continuity, responsiveness, and accountability.

An employee benefits broker helps employers design, negotiate, implement, and manage employee benefit programs. This includes medical, dental, vision, life, disability, voluntary benefits, compliance support, employee communications, benefits technology, ongoing strategic consulting, and more.

A strategic benefits broker analyzes claims data, benchmarks plans against similar employers, evaluates funding options, and identify cost-containment opportunities.

An independent broker represents your interests—not an insurance carrier's. This allows you to receive unbiased recommendations, access to multiple carrier options, and customized strategies based on your organization's goals and workforce needs.

Benefits programs should be reviewed throughout the year—not just at renewal. Regular claims reviews, benchmarking, contribution modeling, compliance updates, and workforce analysis help ensure your strategy remains competitive and cost-effective.

Yes! Employees have access to experienced benefits professionals who can assist with coverage questions, enrollment decisions, provider networks, prescription concerns, and claims advocacy when issues arise.

CGO provides Employee Navigator, a benefits administration platform that streamlines enrollment, eligibility management, carrier integrations, reporting, and employee self-service. Our dedicated Benefits Technology Team assists with implementation, training, and ongoing support.

Yes! We provide ongoing support related to ACA, ERISA, HIPAA, COBRA, compliance notices, audits, legislative updates, and educational resources to help employers navigate changing regulations.

We assist with enrollment guides, employee communications, meetings, technology configuration, educational materials, and employee support to help create a smooth and successful enrollment experience.

Absolutely. We utilize comprehensive benchmarking data and market intelligence to compare your plans, employer contributions, and benefits offerings against similar organizations, helping ensure your program remains competitive.

Yes! Our wellness resources help employers develop employee wellness strategies, improve engagement, support healthier lifestyles, and promote long-term healthcare cost management.

CGO combines strategic consulting, advanced analytics, dedicated service teams, benefits technology expertise, compliance resources, and year-round support. We act as an extension of your internal team rather than simply managing annual renewals.

Organizations of all sizes can benefit from expert guidance. Whether you're a growing business looking to establish your first formal benefits program or a large employer seeking cost-containment strategies and advanced analytics, a benefits broker can add significant value.

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Thought Leadership

Employee Benefits Resources

September 8

ERISA - It's More Than You Think [Webinar]

Attend this live webinar to learn about the broad range of compliance obligations under the Employee Retirement Income Security Act (ERISA).

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October 13

Health Plan Fiduciary Responsibilities for HR, TPAs, and PBMs [Webinar]

Attend this live webinar for an in-depth look at the ERISA fiduciary duties related to managing group health plans of all sizes and funding structures.

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November 10

Answering the Most Common Questions from the UBA Compliance Help Desk

Attend this live webinar to hear answers to the most frequently asked questions received by the United Benefit Advisors (UBA) Compliance Help Desk.

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December 8

Clarifying ACA Requirements for Group Health Plans

Attend this live webinar to gain a foundational overview of the Affordable Care Act (ACA), including its historical context, objectives, and challenges in achieving its goal of expanding healthcare coverage, improving quality, and containing costs.

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Let's Chat

Experience the Difference of Having a Dedicated Benefits Team Working Alongside You Year-Round.

Whether you're looking to reduce costs, improve employee satisfaction, simplify administration, strengthen compliance, or leverage better technology, CGO provides the expertise, resources, and support to help you achieve your goals.