Construction Site

Insurance for Construction Companies

Customized insurance programs for construction companies
CGO has been writing construction accounts for over 20 years.

Our expertise ranges from artisan contractors to large multi-national general contractors. We understand the risk exposures and surety requirements of the construction industry. Our team will work with you to analyze your risks and implement an insurance program to control your losses and satisfy your business needs.

We offer a wide range of products and services.
  • Insurance placement
  • Claims management
  • Contractual risk transfer
  • OSHA compliance
Reasons to Choose CGO for your construction protection needs
  • We’ll tailor a risk management plan specific to the needs of your construction company
  • Coverage with the best insurance markets in the construction space
  • Competitively priced
  • A dedicated insurance support team for your account
Are you a good fit for contractors errors & omissions and pollution coverage?

If the answer is "yes" to any of the following questions, you have a unique E&O exposure that can be addressed through our tailored contractors errors & omissions and pollution policy.

  • Are you a trade contractor with the responsibility to perform construction services?
  • Do you install products in the course of your construction services?
  • Do you provide in-house design with construction responsibility?
  • Do you subcontract design services to other parties and self-perform the construction work?
  • Do you provide value engineering services?
  • Have you had water intrusion, mold, asbestos, silica or respirable dust concerns in the past?
ARE YOU A GOOD FIT FOR CONTRACTORS Professional and pollution liability coverage?

If the answer is "yes" to any of the following questions, you have a unique professional liability exposure that can be addressed through our tailored contractors professional and pollution policy.

  • Do you provide in-house design, with or without construction responsibility?
  • Do you subcontract design services to other parties?
  • Do you participate in joint-venture projects with an architect or engineer?
  • Do you provide agency or at-risk construction management services?
  • Do you provide value engineering services?
  • Are you ever responsible for revisions to architectural or engineering designs?
  • Do you ever assume indemnification responsibility for negligent design in contracts with your clients?

Coverage Offers

  • Contractors pollution liability
  • Blanket Additional Insured
  • Blanket Waiver of Subrogation
  • Primary & Non-Contributory coverage and limited pollution coverage
  • Inland marine coverage
  • Cyber Security
  • Contractors E&O
  • Professional Liability

Talk to a Construction Risk Management Consultant