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The number 1 problem employers are facing today with health insurance costs

Think about how much more we know about COVID-19 today compared to when the pandemic first started. For example, the transmission of the virus.

I'll admit, I was disinfecting my groceries in the beginning because I didn't want my family to catch COVID. Coincidentally, we the first people I knew to get it. So why did I do this?

It was fear...of the unknown. Fear has a significant impact on human behavior. It drove me to spray Lysol on my groceries but it can also drive us to do nothing.

That is exactly what is happening in health insurance today and you can do something about it. Learn what you can do in the video above.

Today's topic: The number one problem employers are facing today with health insurance costs you might be thinking I'm going to talk about a lack of transparency or insurance carriers or brokers but frankly there's Solutions out there for that already what I'm talking about goes much deeper than that fear fear of change employers if you want different results with your health insurance costs you're going to have to face this fear head on you're gonna have to start challenging your current way of thinking and let me be crystal clear I'm not judging you at0 all for having this fear I'm the guy during covid-19 that was literally disinfecting his fruit like isn't peeling the orange good enough so I'm gonna give you a couple of examples and if you find yourself experiencing these fears I challenge you to challenge yourself with a question fear number one my employees are gonna freak out if we leave Blue Cross Blue Shield because that's all they know challenge is staying with the current insurance carrier costing my employees more than they might be aware of like higher deductibles higher employee contributions or maybe even less of a raise fear number two if we switch carrier networks some of my employees are gonna have to change their doctors challenge would my employees rather have unlimited provider choice or more affordable health insurance and number three the thought of firing my current broker makes me a little sick because I like him or her Challenge and this is a tough one at what point is my current relationship with my broker more important than the well-being of my employees and my company hard truth like it or not employers like you are facing these fears today and it has perpetuated Rising health insurance costs year over year and so my advice is really simple you have to start challenging the way that you're thinking you gotta face these fears head on you gotta just start peeling the orange you will not regret it.

About the Author

Mike Kroupa, Self-Funding Insurance Expert

I grew up in a house that was constantly under construction and the experience helped me uncover one of my passions, remodeling. After running a successful remodeling business with my brother during college, I decided I wanted to keep this as a hobby. Instead, I took my advisor’s recommendation and started down the actuarial path, which ultimately led me to insurance.
Since then, I have focused my career teaching employers how to better manage their health insurance plans. I found myself frustrated year after year of doing the same thing because it didn’t feel like I was making an impact. Healthcare costs were continuing to increase, and it felt like the only options employers were left with was increasing deductibles, increasing contributions, and switching carriers.

There was a turning point for me in 2020 as I found Health Rosetta, an ecosystem for scaling adoption of practical fixes to our health care system. As my clients started adopting these fixes, I found myself getting passionate about what I was doing for the first time. Then I realized my hobby of remodeling was driving the passion because I was remodeling health plans. Even better, I was having an impact because patients (employees, spouses and children) were getting the best care they ever have and saving a lot of money in the process.

Get in contact with Mike: 

Phone: 630.738.1835     Email: mkroupa@gocgo.com     LinkedIn: Mike Kroupa

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