Business Insurance for Electrical Contractors

We negotiate insurance quotes with the top carriers for electrical contractor business owners!

Connor & Gallagher OneSource (CGO) has been insuring businesses for over 27 years. We understand the risk exposures and specific requirements of the electrical contractor industry. Our team will work with you to analyze your risks and implement an insurance program to control your losses and satisfy your business needs.

WE OFFER A WIDE RANGE OF PRODUCTS AND SERVICES

Comprehensive General Liability Insurance: Protects against claims of bodily injury or property damage caused by your business operations.
Workers' Compensation Insurance: Covers medical expenses and lost wages for employees who are injured on the job.
Commercial Auto Insurance: Provides coverage for vehicles used for business purposes, including owned, leased, or rented vehicles.
Professional Liability Insurance: Safeguards against claims of negligence, errors, or omissions in the services provided.
Property Insurance: Protects your business property, including equipment, tools, and inventory, against damages from fire, theft, or other covered perils.
Business Interruption Insurance: Helps cover lost income and expenses if your business is unable to operate due to a covered peril, such as a fire or natural disaster.
And more!

REASONS TO CHOOSE CGO FOR YOUR ELECTRICAL CONTRACTOR PROTECTION NEEDS

Specialization in Electrical Contractors: We understand the unique risks and challenges faced by electrical contractors, allowing us to tailor insurance solutions to meet your specific needs.
Personalized Service: Our dedicated team of insurance professionals provides personalized assistance and guidance throughout the insurance process, ensuring you have the coverage you need.
Competitive Rates: We work with top-rated insurance carriers to provide cost-effective solutions without compromising on coverage or quality.
Claims Support: In the event of a claim, our experienced claims professionals will advocate on your behalf to ensure a fair and timely resolution.
Risk Management Resources: Gain access to valuable risk management resources and tools to help minimize losses and protect your business.

What is Business Insurance for Electrical Contractors?

Business insurance for electrical contractors is essential for protecting your business against potential risks and liabilities. As an electrical contractor, you face unique challenges and exposures, from potential property damage or bodily injury on job sites to the risk of errors or omissions in your work. Business insurance provides financial protection against these risks by covering costs associated with lawsuits, property damage, injuries to employees, and more. By securing comprehensive insurance coverage tailored to your specific needs, you can safeguard your business assets, ensure continuity of operations, and mitigate the financial impact of unexpected events. CGO specializes in providing business insurance solutions for electrical contractors, offering a range of products and services designed to meet your unique needs and provide peace of mind. With CGO, you can trust that you're partnering with experienced professionals who understand your industry and are committed to helping you protect and grow your business.

About Our Electrical Contractor Business Insurance Expert

Bob Davis

Bob has been in the Property and Casualty Insurance industry since 2000. Unlike many in the insurance business, Bob has a unique understanding of the property & casualty insurance industry because he has represented so many different businesses and operations across the Country. He was an agent representing a direct carrier for 13 and a half years. Then Bob became a broker representing multiple carriers specializing in commercial insurance programs.

Bob is the broker you want representing your business. He has significant experience in negotiating policy terms to protect what you have worked so hard to build. Throughout his career, he has seen many claims ranging from Auto, Property, Employee Injuries, and Commercial Liability. He understands the claim process from start to finish and helps his clients through the process of a claim in a timely and thorough fashion.

Bob grew up in the southwest suburbs of Chicago. Bob and his wife, Jen, call Bristol, Wisconsin home.

Get in contact with Bob:

Phone: 630.810.9100 Email: BDavis@GoCGO.com

FAQS

Business insurance provides financial protection against various risks and liabilities that electrical contractors may face, including property damage, bodily injury, lawsuits, and more. It helps safeguard your business assets and ensures continuity of operations in the event of unexpected events.

Electrical contractors typically need a range of insurance coverages, including general liability insurance, workers' compensation insurance, commercial auto insurance, professional liability insurance, property insurance, and business interruption insurance.

Business insurance, particularly general liability and professional liability insurance, provides coverage for legal expenses, settlements, and judgments arising from lawsuits alleging bodily injury, property damage, or negligence in the performance of services.

Yes, subcontractors hired by electrical contractors should have their own insurance coverage, including general liability and workers' compensation insurance. This helps ensure that they have adequate protection in place for their own operations and reduces potential liability risks for the contractor.

Yes, property insurance can help cover the costs of repairing or replacing damaged equipment, tools, and other business property due to covered perils, such as fire, theft, vandalism, or natural disasters.

General liability insurance protects against claims of bodily injury or property damage caused by your business operations, whereas professional liability insurance (also known as errors and omissions insurance) protects against claims of negligence, errors, or omissions in the services provided.

The amount of insurance coverage needed depends on various factors, including the size of your business, the types of projects you undertake, your annual revenue, and the specific risks you face. Working with an experienced insurance agent or broker can help you assess your needs and customize a policy that provides adequate protection for your business.

If you need to file a claim, contact your insurance provider as soon as possible to report the incident and initiate the claims process. Be prepared to provide details about the incident, including the date, location, and nature of the loss, as well as any relevant documentation or evidence. Your insurance provider will guide you through the claims process and work to ensure a timely resolution.